Hi, Brett White here — Managing Director at REMAX Extreme.
Over the years, I’ve spoken to countless local homeowners across Perth’s northern suburbs — from Kinross to Burns Beach, Joondalup to Ocean Reef — who are ready for a change but unsure how to take that next step. Sometimes their home no longer suits their lifestyle or family needs. Other times, it’s just time for a fresh start.
But in today’s tight rental and buying market, the thought of selling first (and then trying to buy) can feel like too much of a risk — especially when you’re worried about where you’ll live in the in-between.
That’s why I want to highlight a few smart pathways we’ve seen work extremely well — and the good news is, we have an in-house mortgage specialist right here at REMAX Extreme who can talk you through all of them. Whether you’re upsizing, downsizing, or just making a lifestyle change, you’ve got more flexibility than you might think.
1. Buy First, Rent Out Your Current Home
This strategy is perfect for those in a strong financial position.
If you’ve got the deposit and servicing capacity, it might make sense to hold onto your current home as an investment property, while securing your next place first. Our finance team can walk you through the numbers, including likely rental income, tax considerations, and how it all plays out in terms of your borrowing capacity.
2. Buy First, Then Sell Before Settlement
If you’re already house-hunting and spot “the one” — but haven’t sold yet — this can still be doable.
There are lenders who allow you to move ahead with the purchase contract upfront, as long as your sale is secured before settlement. We can help structure a longer settlement on both ends so it aligns smoothly. This is something we manage often, and we’ve seen it work really well for local sellers who need a bit of breathing room to line everything up.
3. Buy First, Sell Later with Relocation Finance
Relocation loans have become far more accessible in 2025, giving buyers the freedom to secure a new home now and sell their current property later.
This can be ideal if you’ve found the right home but don’t want to feel rushed into selling yours straight away. Our in-house brokers work with a wide range of lenders offering relocation finance, and they’ll help assess your situation to find the right match.
4. Sell First, Then Buy with Pre-Approval Ready
For some, this is the cleanest and safest approach.
You list and sell your home first, and with a strong pre-approval in place, you’re ready to jump on your next purchase as soon as the right one appears. Our finance team will work with you to make sure there’s no unnecessary lag time, so you can move quickly when it counts.
💡 Bonus Option: Secure a Future Property as an Investment
You might not be ready to move yet, but you’ve spotted the ideal holiday home, future downsizer or retirement property and want to snap it up now. We’re seeing this more and more, and yes — this is something our team can help you explore.
It’s a great way to get into your dream location early, without having to give up your current lifestyle or home just yet.
We’re Here to Help — All Under One Roof
At REMAX Extreme, we’re not just about selling houses — we’re about creating smooth, stress-free moves for our clients.
With experienced finance experts available right here in-house, we can help talk through your options, run the numbers, and guide you from your current property to your next one with confidence and care.
If you’re wondering what’s possible in your situation, let’s chat.
We’ll help you map out a plan that works for your lifestyle, your budget, and your goals — without the guesswork.
Reach out to the Brett White Team today and let’s make your next move a smart one.
